You’re not wrong, but as privacy conscious consumers we have more ways to force Microsoft and other tech giants to bend the knee than just disengaging with their product and leaving less savvy users to fend for themselves. One such example is legislative action, take a look at how the EU has been wielding their internal market to force companies into more pro-consumer practices. Another is class action lawsuits, there’s a long history of successful suits resulting in lasting change.
You might not agree with me on whether those options are the right path forward here, but I feel that we, as security and privacy conscious owners have a duty to speak up about these things for the majority that can’t or won’t due to their technical abilities.