They will die sad, regretful, and unfulfilled, having believed that lie. This should haunt them now, but instead it’s short-term “what if” scenarios looping in the mind that convinces them that their life’s “too complicated right now”. Your remark there is a classic example of what I was just saying, and you genuinely believe it to be so as well. My guess is you’re in a comfortable rut right now, have thought about leaving it, but when you do you convince yourself that it’s too risky and therefore not an option. Your fear has morphed into.anxiety. Remove from life the things that make you anxious, your house, your job, your partner, whatever, and you will be free and happy again.