“Except loot boxes” is you-saying-that. You’re even suggesting a partial ban on cosmetics, unbidden. Thanks? Nice to know you understand it’s awful, and why it’s awful. Not sure why you think it becomes okay when the targets are adults.
Consent means nothing if it’s manufactured. Which these systems obviously do, through utterly shameless manipulation, in an environment made-up by the people taking your money. All appearance of value is contrived. The fact you get the worthless geegaw you were cajoled into believing is worth fifty actual dollars doesn’t matter. The process is the problem.