Yes, in the hypothetical scenario where you are applying for positions but not hearing back and it has become frustrating, my theoretical therapist might suggest you get in touch with someone specialized in helping with that, and then if you continue to not do so while stressing over the state of your resume their job would be to help you take that step.
Evidently that’s not your problem, which I could not be aware of, being a stranger on the internet before your explanation of your situation. Sorry my example did not perfectly address your situation.
I don’t know how a therapist would react to your circumstances of being able to make more money but still not making enough because that is rather foreign to me, but I can tell you one thing. If you are holding down a job above your credentials, you are no longer holding down a job above your credentials, you are now holding down a job at your current level of credentials and I would recommend updating your papers to reflect that.