Septimaeus,

No joke, once you start structuring your life as a business, especially as formal corporations, the amount of financial, legal, and professional advantages, opportunities, and protection that appear are incredible. For example, did you know that …

  1. … as an S corp, you can “pass through” the profit and loss of your business, such that your personal gross income excludes business expenses?
  2. … the employer match on a 401k account is considered a business expense?
  3. … the actual annual cap on employer contributions to various retirement vehicles are in fact much, much higher than employers are typically willing to offer you as a benefit?
  4. … the terms of commercial factoring, mortgages and loans are often far more agreeable than consumer equivalents?
  5. … many of the places where you shop offer discounts to business accounts (and not just for volume, simply because you’re a business)?
  6. … it’s considered normal/SOP to request edits to many types of agreements individuals are expected to simply accept without question, including leases offered by landlords?

This is just a sample. Most endeavors and many functional aspects of personal life are by design simpler, safer, more scalable, and more profitable if planned and executed as a business rather than an individual in the late great United States of America.

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