I use it on a regular basis. I also run a non-profit that funds open source tools for scientists, it makes accepting donations a lot easier for us among other benefits for our donors (they don’t have to pay capital gains on the coins they donate, just like stocks).
Bitcoin is pretty incredible and offers decent anonymity which continues to improve, Monero offers more. Lots of scams in the “crypto world”, but Bitcoin has faithfully kept its fiscal policy promises for 15 years:
Fixed supply of 21 million coins. Your money’s value is not diluted by supply inflation.
You can send funds to anybody in the world with a smartphone and a halfway reliable internet connection in under a second for pennies in fees (with Bitcoin lightning). And you can do it from your couch, no banks required.
It has operated 24/7, 365 days a year for 15 years without a single hour of downtime, bank holiday, or hack, and has survived attacks from many angles including nation-state actors.
At every possible turn it has chosen decentralization and security. I can’t say the same for most other coins.
And it has done this with < 1% of global electricity usage, mostly from renewables and other “stranded” supply. Pretty powerful stuff.
Monero’s privacy features can be absorbed into the Bitcoin protocol whenever Bitcoin decides it wants to, that is the biggest long-term risk to Monero IMO. That and centralization of block production due to increased block size. Bitcoin worked around this block size problem with L2s like lightning, Monero chose bigger blocks though of course it could always add an L2 if it wants to.