Also, your credit cards are a different kind of “loan” - revolving - vs those other debts, which are installment. Having a mix of the two will improve your credit. They literally want it to be impossible to have good credit without the cards.
The first time I wanted to finance a car I discovered I have what’s called a “thin file.” My (interest free) student loan wasn’t reporting to all 3 agencies. I was able to get my dad to co-sign. I was 26. Discovered then that being told “never ever ever own a credit card” (by my dad!) was very bad advice. Get one with a low limit and use it to pay the same bill every month. Credit! Now other places trust that you pay your bills.
I’ve since gotten several cards (it’s been nearly a decade) and they each serve a different specific purpose. I purposely target high signing bonuses and my purchases are better protected. My limits are stupid high, which I guess is nice but I’ll never put that much on so it’s a bit pointless. Then again, knowing I have access to that if things ever become dire is nice.
I mean, the containers are steel filled with concrete. We also leave our bridges and buildings outside, exposed to the elements.
The place in the world you are most likely to know the exact amount of radiation you are receiving at any moment is probably at a nuclear power plant. Its not like they just abandon them and never check on them or anything. They sit out in the open just… chillin. Being generally monitored but mostly just… chillin.
WIPP is for low level transuranic waste from DOE projects, just FYI. Not super toxic stuff. They ship it in these super tough containers that they test by dropping on a spike and putting in a furnace. Wild to watch.
Difficult considering social security isn’t a tax. Without looking it up my guess is that number rolls up the 14-15% of SS and Medicare taxes so the real number is lower.