If I were you, I’d be a tad more cautious with the use of that word, “works”. Seems a lil bit overblown for what you are talking about.
It’s surprisingly common for cashiers to re-enter your tip amount for you when they reset the machine if there was an issue with your transaction
If you don’t check the amount before entering the pin, it’s a you problem. If you give away your CC and assume the person has integrity, it’s a you problem. If the person is threatening you, it is a robbery. But then, you are legally allowed to literally kill them, right?
Unfortunately when people’s incomes rely on tips
I’ll refer you to the bit above about the word “works”. Not gonna repeat myself. Running a business isn’t simple, but fortunately, not everything is complicated: if you can’t afford having employees, then don’t. If you can’t afford running your business without employees, then don’t. There’s a reason it is called a “business plan” and not a “business guess”.
As terrible as Capital One is (extremely bad)
I have found literally one good bank so far. One. Among the 5 countries I lived in.
this isn’t a dark pattern to keep you from spending money, they get more out of you if you spend more on your Credit card because of the interest on repayments.
Fair, I’ll admit: this makes sense. I know (not from first hand experience, but there are enough accounts online to make this common knowledge) that the credits in the US are extremely predatory. Worse than that, the entire system is designed to make you fail. So yeah, OK, you are right, point taken, I’ll correct what I wrote on the prior comment.