I think there also needs to be a real national conversation on HOAs. 84% of new homes are built in HOAs because they rake in cash. They’re also so annoying because we have so few consumer protections against them.
I recently watched a news story of how an HOA suddenly became extremely litigious with fines. Saying working on your truck in your garage is proof of habitation. Wood working tools in the garage are proof of habitation, the guy in the news story was fined for over 10,000$ in a short period of time, many of his neighbors simply had to move out.
They can do think because by owning the property, you automatically agree to their terms, even if they change. They can even place a lien on your home for not following their rules.
I think before we can discuss building more homes, we need to discuss real protections for the home owners and restrictions on the currently unbridled power of HOAs.