Someone

@Someone@lemmy.ca

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Someone,

Imposed arbitration is bullshit.

Someone,

But isn’t the capital gains tax only on the new capital gained? What you’re saying actually sounds like a decent argument against sales taxes.

Someone,

Like, trying to get those who primarily sell to working class folks to see how raising the minimum wage actually benefits them, because it means that all of their customers have more money to spend is nigh impossible. All they see is that they’ll have to raise prices, and it makes them even more hostile toward their employees.

Yeah this argument never really made sense to me. Unless your product’s only input cost is labour (which I can’t think of a single job that would apply to, let alone close to minimum wage job) your costs should only have to go up by a fraction of the minimum wage increase. This would leave a minimum wage worker/customer better off after buying your product than they would have if it was cheaper.

Someone,

the party is taking a stand against a policy that disproportionately affects wealthy people and big corporations.

What about every single other policy that’s even tangentially related to affordability that disproportionately affects everyone who isn’t wealthy and small businesses?

Feds propose raft of changes to cannabis rules to reduce regulatory burden (www.canadianevergreen.com)

Proposed packaging changes include allowing the lids and containers of cannabis products to be different colours, permitting cut-out windows or transparent packaging so that consumers can see the product before buying, and allowing QR codes so buyers are able to find more information.

Someone,

Producers would also be able to package multiple products together as long as the package is still under the 30-gram limit, and products inside also meet packaging requirements. The change would mean producers could sell higher quantities of edibles in one outer package.

Hopefully this means I can get something like a 6 pack of drinks.

Someone,

I think the number one factor there is real estate. You can’t start a farm out of your apartment and restaurants can’t easily exist out in the boonies where rent is cheaper.

Someone,

I mean it’s worth it for the cool knives alone.

Canadian Home Prices "Need" To Be High To Pay For Retirements: PM - Better Dwelling (betterdwelling.com)

Canadian real estate prices have surged in almost every market, with a typical home price doubling in many regions. A median household in major cities like Toronto and Vancouver would need to save over 20 years for just the down payment, more than 3x the historic average. Seems absurd? The outlandish scenario was apparently a...

Someone,

Assuming you’re talking about a full service retirement home and not just a 55+ building $5000/mo seems like a good deal to me, at least from a BC perspective. You’d be looking at almost $2000 just to rent anywhere, you’d be lucky to have a meal cooked for you for $10, $20 if it’s decent quality, that’s another $900-1800/month. Once you consider utilities you’re pretty close to what a new renter would be paying if they refused to cook for themselves.

Someone,

It really sounds like the issue there is just another subset of housing (un)affordability.

Someone,

Yeah, I do think the assisted living industry would be forced to adjust though. It’s not like the real estate market in general, if the majority of their potential buyers simply don’t have enough money it’s not like they can pivot to other demographics or attract wealthy people from outside the country.

If things aren’t corrected, it won’t be long before a whole generation of new seniors is cash poor with no house to sell.

Someone, (edited )

The thought of an across-the-board regulation based rent cap never crossed my mind, but that actually could be effective and fair. If there was some kind of easy to understand formula based on the unit, potential landlords would easily be able to calculate whether it makes financial sense instead of simply cutting costs and squeezing as much rent out as possible. There wouldn’t be an incentive to kick people out (can’t jack the rent) but there would be one to keep it maintained/updated since they’d be competing on everything but price. Honestly, I wouldn’t mind if my rent went up a bit if it meant my unit would be properly maintained or I had the freedom to move somewhere similar without doubling my rent.

Edit: you could make it more enticing to the current landlords by easing some renter protections, like making it much easier to remove problem tenants

Someone,

Let’s be real, those of us who can’t afford housing can’t afford a jacked up F350.

Tenants don’t have to foot unpaid tax bills for foreign landlords: minister - National | Globalnews.ca (globalnews.ca)

“I want to reassure Canadians that the Canada Revenue Agency does not intend to collect any portion of any non-resident landlords’ unpaid taxes from individual tenants,” read a statement released by Minister Marie-Claude Bibeau on X, formerly known as Twitter, Friday afternoon....

Someone,

I don’t think it would be unreasonable for the rent to increase the normal legal amount every year (2-5%) as it would with most landlords.

Someone,

And they’re always some ridiculous quantity for the item too. Like 4 4L jugs of milk for $18 or $8 each (made up example but not far off).

Someone,

I’ve gone into a grocery store and left after filling up my cart because the line was comically long. Who would ever voluntarily go to a busier grocery store? I wish there were still 24hr grocery options so I could go in the middle of the night when it’s quiet.

Someone,

When I was in highschool (early '10s) I remember successfully arguing that since laptops were allowed in class we should be allowed to use our phones for schoolwork too. Whether that was actually good is debatable. I did actually type the majority of my work on my phone but I also wasted a lot of time screwing around, although the same could be said for the computer lab and I’m sure it would’ve been the same if I ever had a laptop.

(One note, apparently the school I went to was kind of weird, and only half your classes were actually lessons by your own teacher. Generally all devices were restricted during those classes, with limited exceptions on a teacher-by-teacher basis.)

Someone,

Somehow I got lucky and the paywall disappeared on refresh. My takeaway was that we should make the capital gains on investment real estate (I’m assuming anything other than principal residence) be taxed at a 100% inclusion rate. Part of the reason is that most of the people seeing these gains are at the age where they’re starting to require a higher share of government spending while earning less from employment, so it’s reasonable for them to pay closer to their share of taxes.

Someone,

If Alberta has a problem receiving federal funding why should the rest of us fight it? Take all the savings and divvy it up between all the other provinces that could make good use of it.

Someone,

If you’re doing 115km/h it would absolutely not be safer to have the trucks maxed out at 30km/h slower than you. Arguably the safest speed on a divided highway is whatever the flow of traffic is (to minimize passing and lane changing).

Someone,

If I’m reading it correctly they only came after him after he had already moved somewhere else.

Taps will be turned off if water rules are defied: Merritt mayor (www.cbc.ca)

Extreme drought conditions and the likelihood of another challenging fire season have prompted a community in one of the driest parts of the province to start managing its water supply early — and turning off the taps for people who don’t follow the rules....

Someone,

I get your point but that’s an insane amount. That would be about $9000 for someone making minimum wage.

Someone,

There’s no need to water a lawn even if you “need” one. There’s nothing wrong with brown grass, it’ll change back once it rains.

Someone,

Why not put the onus on the employer? Have them commit to a fixed term where they’ll be responsible for paying this person, regardless if they want to terminate their employment. You could add your floating grace period to it as well.

Overall I think there needs to be major reform in the program, beyond this. We should be making the TFW program more burdensome on employers, both to encourage investment in relevant local education/training as well as protecting those who are recruited from being exploited.

Someone,

The TFW program needs major reform to make it not remotely cost competitive with hiring local. There should be 3 scenarios that all these companies fall under: 1. Bring in someone temporarily while local training is underway (this should be the most attractive route). 2. The work assignment is shorter than the amount of training required, the requirement is legitimately so specific that training isn’t practicable, or any other short term temporary requirement (this should be so expensive that it will be an actual last resort and can’t possibly undercut anyone local). or 3. If the person is so crucial to your day to day operations they should be sponsored for permanent residency.

Someone,

Not to mention a lot of people can’t afford (or otherwise can’t justify) the expense of a new car in general. We’re just starting to see some of the very early Leafs drop below $10,000, so there is hope, but the range/dollar needs to improve a bit to make sense for most people.

Someone,

It’s 100% not what they were talking about but in the early '90s and early '00s there were sporty versions of the F-150 called Lightnings. There were also only about 40,000 made over 8 years vs. close to 1,000,000/year for the regular F-150s.

Someone,

I think you’d fit into what we’d call an outlier situation.

Someone,

I absolutely understand, I’m in a fringe situation myself. I think when we focus too much on the wild cases like yours, we end up skipping over the minor issues that would solve the problem for most of the people who answered “not considering an EV”. We need to make them more affordable to the people who can least afford it (rebates for used cars?), and we need to make it possible for people who rent to reliably charge overnight and/or at work.

Edit: I forgot your solutions about transportation, those are great as well and might add people to the “not considering any next vehicle” category. There will still be people like us though that public transport can’t work for, especially as you said out west where things are a bit spread out outside the big cities.

Someone,

The most insane part to me is that the minimum threshold to start cutting back OAS is $80,000 when it’s only $35,000 for the CCB. This should be flipped, a fundamental requirement of the CCB is that you have a whole extra person (or more) to take care of. How does it make any sense that a senior needs more than double to live on than a whole family?

Someone,

Child care benefit and Old age security. They’re both benefits paid out periodically throughout the year.

(They were also both in the article)

Someone,

That sounds about right, I don’t buy much alcohol these days but when I did it would be around $12-15 for a 375ml of most bottom tier spirits. And I don’t remember any getting significantly cheaper/ml by buying a bigger bottle like you’d see with most other products.

Someone,

I have a vague memory of seeing bagged Island Farms milk in one grocery store on Vancouver Island but it would’ve been over 20 years ago. I only ever knew one family that bought it, and they were complete weirdos across the board.

Someone,

This has to be one of the weakest bunch of whining arguments from any of the bankers, executives, etc. He’s not even saying it will do any damage, just that things won’t improve. How does an increase in foreign investment improve our standard of living? By sucking all the profits offshore?

Someone,

Jokes on him, I’d pay nothing because that’s my only hope (very much for lack of a better word) at owning my own home.

Poilievre won't commit to keeping new social programs like pharmacare (www.cbc.ca)

Conservative Leader Pierre Poilievre delivered a fiery speech Thursday that depicted the government’s latest budget as a threat to the country’s future, and suggested a number of new social programs will get a second look if he leads the next government....

Someone,

Even if they weren’t making cuts, they’re still leeching money out of the system. Whatever percentage of our premiums that goes to executives and profit in general would be much better off as a reinvestment in the public system if not a simple lowering of the cost.

Someone,

And increase the demand by the same amount as the extra supply!

Someone,

Unless by “us” you mean non-homeowners like me I strongly disagree. In my area (Vancouver Island) it would be extremely unlikely you wouldn’t see at least a $250k gain for anyone who purchased their single family home 10+ years ago, even 5 years ago for a lot of homes. I can’t say for sure, but I’d imagine the situation is quite similar for all but the most rural parts of BC.

Someone,

I’m aware, I was replying to the notion that no one gains $250k by owning a home which is clearly false.

Someone,

You could argue they’re still actually paying below their fair share, just slightly less so.

Someone,

“we only make 3% profits at retail!” while they jack up farm cost, processing cost, warehouse cost, distribution cost, etc etc. They are picking up profits from themselves, but counting it at a cost to obfuscate their margins as only being obtained once its bought at the end of the supply line (retail)

Corporations treat finances like an art instead of simple math. The company I work for charges each worksite over $100 for an item that uses less than $10 of material (mostly scrap) and at most 15 minutes to manufacture in house. No money actually changes hands, it just eats up the local budget so we can’t order equipment that the company actually has to pay for (and additionally it probably looks like an inflated expense to write off).

Someone,

I don’t know much about capital gains, especially at such a high level, but why do we even have a partial (fractional) exemption? Wouldn’t it make sense to tax the whole thing and adjust the rates if needed? Or is that effectively the exact same thing?

Someone,

Ahh, somewhere I got it in my head that capital gains were separate to income tax. That makes a lot more sense, thanks. Obviously I don’t have a fully formed opinion on the matter as I was previously misinformed, but I agree, maybe there’s a way to incentivize actual job creation while not rewarding unproductive gains.

Someone,

I really hope the feds don’t force it. If Alberta doesn’t want their share of housing money we could sure use it in BC where everyone’s on board.

Someone,

I always hear that 65% homeowner number floating around but I still haven’t seen a source that differentiates between home owners, and people who live in a household with home owners. Do adult children who can’t afford to move out count as part of the 65% or the other 35%? Also, I don’t know if any of the basement suites I’ve lived in have legally counted as a separate household as they don’t have their own address or unit number. Do the stats take families like mine into account? I’m not trying to disagree with your point here, I’m just very curious if that statistic is actually as accurate or relevant as it seems.

Someone,

The crazy part is the butter was listed as over 50% profit while also being priced under $5, I have not seen prices that low in years.

Someone,

I grew up in a small community on Vancouver Island, my parents still live in the same house. When I was growing up there used to be dozens of kids on our street/neighbourhood. Over the last few years the only people who could afford to move in were people near or past retirement. Now there’s only 1 out of 30 houses with kids, and I don’t think a single other person is young enough to have kids if they wanted (maybe someone from my generation who couldn’t afford to move out). It’s really killed the vibe of the neighbourhood.

Someone,

That would have a much higher impact on affordability than whatever this credit score plan is trying to do.

Someone,

And when the “non-investor” landlords raise their prices high enough, they quickly find they have enough money to consider investing in a second rental property, out bidding people who have trouble saving after paying artificially inflated rent.

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