I don’t know why, maybw subcounciously I had seen a fallout mention somewhere - but I picked up and started playing fallout 4 again at the end of march, only to notice the trailer afterwards 💀
really ain’t immune to propaganda. welp, time to replay fallout 2~
absolutely! Fully enjoyed my time with all the different scenarios and dlc, hell it’s probably very fun to play through again once a few years have passed
Most of you probably know the memes about homes not being affordable to younger generations. It is true, that they are, at least, less affordable as illustrated by Figure 4-1. The reasons for that however aren’t evil Landlords, who want to leech as much as possible. It is more a combination of several factors:...
so, sorry about wall of text, but nothing is a black and white in reality like that perspective on the marked. Love the hermit life tho! would join - currently living in a collective in a city myself.
So the economic problem of landlords is that they accumulate whealth - that they use to purchase up new housing before it’s buildt - this also ensures that the housing prices goes up; and as a requirement for return on investment - the rent goes up, even if you’re just renting the shitty apartment they’ve had for years.
building housing is a solution yes, but it’s obstructed by a lot (depending on your state/country) Like safety regulations; that usually are there to protect the inhabitants and the workers building it.
there is also the construction sectors economic motivations. There are no financial motivations to finish a project (usually), and instead the motive to actually finish the job would be on ensuring that you get new contracts. As long as the marked is that way for construction firms it will ensure that they take longer to build it, thereby increasing their profits, and actually have a job (as they are in essense work for hire)
and the stock marked: (forgive me, details lacking here as my knowledge is unuanced and especially lacking in the stock marked field.) the stock marked is tied to housing, construction firms, and land. And as the stock marked wants a line to go up as they also take out dividends off that, they invest money into it with the assumption that it will be profitable - this not only ensures that housing will get more expensive; but with the amounts of money invested the government also has a incentive to keep that housing marked expensive; as a crash would ruin the finances of not only quite a few individuals i would also ruing investment firms - and the companies that they invested in. Ie a housing marked collapse, like has happened in several countries the past few decades.
this is not an exhaustive list, but at least adds a few more reasons to housing expensive beyond they don’t build enough.
and yes, renting is in concept not a bad thing, but in reality the renter ends up with the risk of the owner not actually holding the house up to code. At least in my country - the only time the house is checked is when it’s sold; then there isn’t the incentive to actually keep the house in good shape; instead the incentive is to get cheap black marked labour to make it rentable to as many people as possible with using the least amount of money. which usually introduces risk most people would never accept in their own homes. like electrical fires (at least in my own experiences.)
(for note, I live in norway, so it’s not going to perfectly apply to all countries - though it should be somewhat similar)
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Turns out I was far from the only one who watched that show and felt like firing up Fallout 4 again, with mods of course 😄
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The housing mar(ule)ket
Most of you probably know the memes about homes not being affordable to younger generations. It is true, that they are, at least, less affordable as illustrated by Figure 4-1. The reasons for that however aren’t evil Landlords, who want to leech as much as possible. It is more a combination of several factors:...
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